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Learn how to acquire your auto accident report.

Boone County and counties to the west of Schyler, Adair, Macon, Randolph, Howard, Ossage, Morgan, Camden, Laclede, Douglas and Ozark county.

Your first step in documentation for filing an insurance claim is acquiring your accident report.

Begin that process here.

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Your accident report is the first document you need to file a claim.

Why is it Important to get an Accident Report?

A traffic accident report in Missouri or anywhere else in the United States can help the injured party claim compensation for personal injury or damage to the property. It’s a critical document that includes all the information and details you need to file an insurance claim. A traffic accident typically occurs due to the fault of one party’s careless driving or negligence and a report helps determine who was responsible for the accident.

But what does a Missouri accident report contain? It includes a police officer’s account of the accident along with information about the date, time, and location where the event took place and other details regarding the condition of the road and circumstances. Plus detailed information about how the accident occurred, damage to the vehicles, injuries to the concerned parties, and who was driving the vehicle is also included in the crash report. The police officer, who responds to the crash, typically does the investigation regarding how the accident took place and completes the report.

When is an accident report required? It’s needed in almost all types of accidents. However a difference in procedure may occur in case of road accidents with severe and minor damage. For instance, in case of bodily injuries, death or property damage of more than $500 it’s essential to report the accident to the police before the concerned parties leave the scene so the police can also prepare a law enforcement report. On the other hand if it’s a minor crash that doesn’t involve injuries or massive property damage, then the concerned parties can themselves report the incident to the police as there is no need for a law enforcement report. However an accident report would still be required to claim damage compensation.